body {margin: 0;
			padding: 0px;
			background: #efede0;}
	

		
		
a:link
{
color:#000000;
text-decoration:none;
}

a:visited
{
color:#000000;
text-decoration:none;
}

a:hover
{
color:#000000;
text-decoration:underline;
}
		
	

 
#holderdiv1  { /* Selects any div inside #holderdiv */
  margin: 0 4px 4px 4px; /* moved from paragraph */
   background-color: #efefef;
  border: 1px solid black;
  width: 250px;
  height: 190px;
  float: left;
  font-family: arial;
}
 
 
 
#holderdiv2  { /* Selects any div inside #holderdiv */
  margin: 0 4px 4px 4px; /* moved from paragraph */
  background-color: #efefef;
  border: 1px solid black;
  width: 509px;
  height: 185px;
  float: left;
  font-family: arial;
}


 
#holderdiv10  { /* Selects any div inside #holderdiv */
  margin: 0 4px 4px 4px; /* moved from paragraph */
  background-color: #efefef;
  border: 1px solid black;
  width: 250px;
  height: 185px;
  float: left;
  font-family: arial;
}


#holderdiv2b  { /* Selects any div inside #holderdiv */
  margin: 0 4px 4px 4px; /* moved from paragraph */
  background-color: #efefef;
  border: 1px solid black;
  width: 768px;
  height: 185px;
  float: left;
  font-family: arial;
}

#holderdiv2c  { /* Selects any div inside #holderdiv */
  margin: 0 4px 4px 4px; /* moved from paragraph */
   background-color: #efefef;
  border: 1px solid black;
  width: 250px;
  height: 185px;
  float: left;
  font-family: arial;
}

 
 #holderdiv4 { /* Selects any div inside #holderdiv */
  margin: 0 4px 4px 4px; /* moved from paragraph */
  background-color: #ffff66;
   border: 3px dotted black;
  width: 990px;
  height: 20px;
 float: left;
  font-family: arial;
  color: black;
font-weight: bold;
}
 
#holderdivnews { /* Selects any div inside #holderdiv */
  margin: 0 4px 4px 4px; /* moved from paragraph */
  background-color: #ffffcc;
   border: 1px solid black;
  width: 990px;
  height: 35px;
 float: left;
  font-family: arial;
  color: black;
font-weight: bold;
font-size: 10pt;
}
 



#holderdiv4b { /* Selects any div inside #holderdiv */
  margin: 0 4px 4px 4px; /* moved from paragraph */
  background-color: #ffff66;
  border: 3px dotted black;
  width: 990px;
  height: 50px;
 float: left;
 font-family: arial;
color: black;
font-weight: bold;
}
 






#holderdiv5 { /* Selects any div inside #holderdiv */
  margin: 0 4px 4px 4px; /* moved from paragraph */
  background-color: #efefef;
   border: 2px solid black;
  width: 990px;
  height: 220px;
  float: left;
  font-family: arial;
}



#holderdiv5b { /* Selects any div inside #holderdiv */
  margin: 2px 4px 4px 4px; /* moved from paragraph */
  background-color: #ffffff;
  border: 1px solid black;
  width: 980px;
  float: left;
 font-family: arial;
 padding: 4px;
}
 



#holderdiv6 { /* Selects any div inside #holderdiv */
  background-image: 
url('lubbackg.gif');
background-repeat: repeat-y

	width: 990px;
   border: 2px solid black;
  width: 980px;
  height: 60px;
  float: left;
  font-family: arial;
}

 
 
#ban1 { /* Selects any div inside #holderdiv */
  margin: 0 4px 4px 4px; /* moved from paragraph */
  background-color: cccccc;
   border: 2px solid black;
  width: 470px;
  height: 66px;
  float: left;
  font-family: arial;
}



#ban2 { /* Selects any div inside #holderdiv */
  margin: 0 4px 4px 4px; /* moved from paragraph */
  background-color: #00ccff;
   border: 2px solid black;
  width: 280px;
  height: 63px;
  float: left;
  font-family: arial;
}


 

#ban3 { /* Selects any div inside #holderdiv */
  margin: 0 4px 4px 4px; /* moved from paragraph */
  background-color: #00ccff;
   border: 2px solid black;
  width: 233px;
  height: 63px;
  float: left;
  font-family: arial;
}

 
#holderdiv1 p {margin: 5px;
font-family: arial;
font-size: 8pt;
} /* changed from padding */



 
#holderdiv2 p {margin: 5px;
font-family: arial;
font-size: 8pt;
} /* changed from padding */



 
#holderdiv3 p {margin: 5px;
font-family: arial;
font-size: 8pt;
} /* changed from padding */



 
#holderdiv4 p {margin: 5px;
font-family: arial;
font-size: 12pt;
color: red;
font-weight: bold;
} /* changed from padding */



#holderdiv5b p {margin: 5px;
font-family: arial;
font-size: 8pt;
padding: 4px;

} /* changed from padding */





#holderdiv5 p {margin: 5px;
font-family: arial;
font-size: 8pt;
} /* changed from padding */


#holderdiv10 h2 {
  margin: 0;
  background-color: red;
  color: white;
  font-size: 12pt;
  padding: 4px;
   font-variant: small-caps;
   font-weight: bold;
  }

#holderdiv1 h2 {
  margin: 0;
  background-color: red;
  color: white;
  font-size: 12pt;
  padding: 4px;
   font-variant: small-caps;
   font-weight: bold;
  }


#holderdiv2 h2 {
  margin: 0;
  background-color: red;
  color: white;
  font-size: 12pt;
  padding: 4px;
   font-variant: small-caps;
   font-weight: bold;
  }

#holderdiv2b h2 {
  margin: 0;
  background-color: red;
  color: white;
  font-size: 12pt;
  padding: 4px;
   font-variant: small-caps;
   font-weight: bold;
  }

#holderdiv3 h2 {
  margin: 0;
  background-color: red;
  color: white;
  font-size: 12pt;
  padding: 4px;
   font-variant: small-caps;
   font-weight: bold;
  }





#holderdiv4 h2 {
  margin: 0;
  background-color: red;
  color: white;
  font-size: 2pt;
  padding: 4px;
   font-variant: small-caps;
   font-weight: bold;
 }

#holderdiv5 h2 {
  margin: 0;
  background-color: red;
  color: white;
  font-size: 12pt;
  padding: 4px;
   font-variant: small-caps;
   font-weight: bold;
 }
 
 #holderdiv5b h2 {
  margin: 0;
  background-color: red;
  color: white;
  font-size: 12pt;
  padding: 4px;
   font-variant: small-caps;
   font-weight: bold;
   text-align: left;
   }
   
   #holderdiv5b h3 {
  margin: 0;
  background-color: #cccccc;
  color: black;
  font-size: 10pt;
  padding: 4px;
   font-variant: small-caps;
   font-weight: bold;
   }
   
   #holderdiv5b h3 {
  margin: 0;
  background-color: #cccccc;
  color: black;
  font-size: 10pt;
  padding: 4px;
   font-variant: small-caps;
   font-weight: bold;
   }
   
   
   
   
#holderdiv4 h3 {
    margin: 0;
   background-color: red;
    color: white;
  font-size: 42pt;
  padding: 4px;
   font-variant: small-caps;
   font-weight: bold;
 }


 
 
 
p.top
{
font-family: arial;
font-size: 10pt;
   font-variant: small-caps;
   font-weight: bold;
}

p.little
{
font-family: arial;
font-size: 9pt;
font-weight: bold;
color: black;

}



p.little2
{
font-family: arial;
font-size: 8pt;
font-weight: bold;
color: black;
}

.topheader
	{
	width: 980px;
	background-image: 
url('lubbackg.gif');
background-repeat: repeat-y
	height: 120px;
	border: 5px solid 000000;
	margin: 4px;
	padding: 0px;
	font-family: arial;
	text-decoration: none;
	text-align: left;	}
	
	

.footer
	{
	background-image: 
url('lubbackg.gif');
background-repeat: repeat-y
	width: 990px;
	height: 50px;
	border: 1px solid #000000;
	margin: 4px;
	padding: 0px;
	font-family: arial;
}

	
	
	
  <!------>